The heart of every community is its businesses. The heart of every business is a management strategy that is meant to reduce the debt-load of a business.


9 Steps To Eliminate Debt:  is a step-by-step guide to reducing debt for yourself and your community. Download a copy



(being edited as of August 31, 2013 - contact us to receive the newly revised edition)

risk pages


9 Steps To Eliminating Risk
The art of eliminating waste