Every dollar you spend in the free market of capitalism keeps someone in debt. Every dollar you earn is owed by someone to a bank somewhere. All the money you see and hold is on loan.

Every dollar you pay back on loans you owe takes a dollar out of the economy unless someone else borrows it. If everyone pays off the money they owe there would be no money in the economy.

If we keep borrowing we will end up in bankruptcy and if too many people borrow too much and end up in bankruptcy the economy will collapse. If too many people stop borrowing money and pay off their debts their will not be enough money to keep the economy going and the economy will collapse.

Unless we cease to use negative dollars the world will continue to struggle with debt - we cannot pay it off without eliminating all currency unless we shift to using a positive currency.